Germany vs Montenegro: Bank cost to income ratio

Germany
88.6%
in 2021
Montenegro
79.3%
in 2021
Germany rank
5th
Montenegro rank
8th

Bank cost to income ratio over time

  • Germany
  • Montenegro
020406080100200020102021

How they compare

Germany currently reports 88.6% against 79.3% in Montenegro, a difference of 9.3%.

That makes Germany's figure about 1.1 times Montenegro's.

The two have swapped places 2 times across 19 shared years of data; in 2003 it was Germany ahead.

Germany ranks 5th and Montenegro ranks 8th of 169 countries.

Germany has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Germany Montenegro Difference Ahead
2000s 77.1% 68.1% 8.9% Germany
2010s 84.4% 69.1% 15.4% Germany
2020s 88.1% 73.5% 14.5% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank cost to income ratio, Germany or Montenegro?
Germany, at 88.6% against 79.3% in Montenegro as of 2021.
What is the difference in bank cost to income ratio between Germany and Montenegro?
9.3%, with Germany ahead.
How many years of comparable data are there for Germany and Montenegro?
19 years are reported by both, from 2003 to 2021.
How do Germany and Montenegro rank globally for bank cost to income ratio?
Germany ranks 5th and Montenegro ranks 8th of 169 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank cost to income ratio (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Montenegro: Bank cost to income ratio. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/compare/bank-cost-to-income-ratio-percent/germany/montenegro/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.