Philippines vs South Africa: Bank lending-deposit spread

Philippines
3.01
in 2019
South Africa
2.83
in 2020
Philippines rank
95th
South Africa rank
98th

Bank lending-deposit spread over time

  • Philippines
  • South Africa
246810198020002020

How they compare

Philippines currently reports 3.01 against 2.83 in South Africa, a difference of 0.18.

That makes Philippines's figure about 1.1 times South Africa's.

The two have swapped places 3 times across 12 shared years of data; in 2008 it was Philippines ahead.

Philippines ranks 95th and South Africa ranks 98th of 124 countries.

Philippines has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Philippines South Africa Difference Ahead
2000s 5.04 3.34 1.7 Philippines
2010s 3.64 3.26 0.3887 Philippines

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank lending-deposit spread, Philippines or South Africa?
Philippines, at 3.01 against 2.83 in South Africa as of 2019.
What is the difference in bank lending-deposit spread between Philippines and South Africa?
0.18, with Philippines ahead.
How many years of comparable data are there for Philippines and South Africa?
12 years are reported by both, from 2008 to 2019.
How do Philippines and South Africa rank globally for bank lending-deposit spread?
Philippines ranks 95th and South Africa ranks 98th of 124 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank lending-deposit spread. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Philippines vs South Africa: Bank lending-deposit spread. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 29 August 2026, from https://financial-sector.statizoid.com/compare/bank-lending-deposit-spread/philippines/south-africa/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.