Bosnia and Herzegovina vs Romania: Bank nonperforming loans to total gross loans
Bank nonperforming loans to total gross loans over time
- Bosnia and Herzegovina
- Romania
How they compare
Bosnia and Herzegovina currently reports 3.2% against 3.1% in Romania, a difference of 0.1%.
The two have swapped places 4 times across 18 shared years of data; in 2007 it was Bosnia and Herzegovina ahead.
Bosnia and Herzegovina ranks 73rd and Romania ranks 76th of 151 countries.
Across the 3 decades both report, Bosnia and Herzegovina averaged higher in 1 and Romania in 2.
Head to head by decade
| Decade | Bosnia and Herzegovina | Romania | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 4.0% | 4.4% | 0.4% | Romania |
| 2010s | 11.8% | 12.6% | 0.8% | Romania |
| 2020s | 4.7% | 3.4% | 1.2% | Bosnia and Herzegovina |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher bank nonperforming loans to total gross loans, Bosnia and Herzegovina or Romania?
- Bosnia and Herzegovina, at 3.2% against 3.1% in Romania as of 2024.
- What is the difference in bank nonperforming loans to total gross loans between Bosnia and Herzegovina and Romania?
- 0.1%, with Bosnia and Herzegovina ahead.
- How many years of comparable data are there for Bosnia and Herzegovina and Romania?
- 18 years are reported by both, from 2007 to 2024.
- How do Bosnia and Herzegovina and Romania rank globally for bank nonperforming loans to total gross loans?
- Bosnia and Herzegovina ranks 73rd and Romania ranks 76th of 151 countries.
- Where does this data come from?
- Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.