Central African Republic vs Ghana: Bank nonperforming loans to total gross loans

Central African Republic
16.2%
in 2023
Ghana
18.9%
in 2025
Central African Republic rank
7th
Ghana rank
5th

Bank nonperforming loans to total gross loans over time

  • Central African Republic
  • Ghana
1015202530200820162025

How they compare

Ghana currently reports 18.9% against 16.2% in Central African Republic, a difference of 2.7%.

That makes Ghana's figure about 1.2 times Central African Republic's.

The two have swapped places 4 times across 14 shared years of data; in 2010 it was Ghana ahead.

Central African Republic ranks 7th and Ghana ranks 5th of 151 countries.

Across the 2 decades both report, Central African Republic averaged higher in 1 and Ghana in 1.

Head to head by decade

Decade Central African Republic Ghana Difference Ahead
2010s 20.7% 15.4% 5.2% Central African Republic
2020s 15.5% 16.3% 0.8% Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank nonperforming loans to total gross loans, Central African Republic or Ghana?
Ghana, at 18.9% against 16.2% in Central African Republic as of 2025.
What is the difference in bank nonperforming loans to total gross loans between Central African Republic and Ghana?
2.7%, with Ghana ahead.
How many years of comparable data are there for Central African Republic and Ghana?
14 years are reported by both, from 2010 to 2023.
How do Central African Republic and Ghana rank globally for bank nonperforming loans to total gross loans?
Central African Republic ranks 7th and Ghana ranks 5th of 151 countries.
Where does this data come from?
Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Central African Republic vs Ghana: Bank nonperforming loans to total gross loans. Statizoid, drawing on Financial Soundness Indicators, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/bank-nonperforming-loans-to-total-gross-loans-percent/central-african-republic/ghana/

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About this data

Indicator
Bank nonperforming loans to total gross loans (%)
Unit
%
Source
Financial Soundness Indicators, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
151 places, 2,360 data points, 2000–2025
Last refreshed

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.