Ecuador vs South Africa: Bank nonperforming loans to total gross loans

Ecuador
4.5%
in 2025
South Africa
4.5%
in 2024
Ecuador rank
52nd
South Africa rank
49th

Bank nonperforming loans to total gross loans over time

  • Ecuador
  • South Africa
2468200320142025

How they compare

South Africa currently reports 4.5% against 4.5% in Ecuador, a difference of 0.0%.

The two have swapped places 3 times across 17 shared years of data; in 2008 it was South Africa ahead.

Ecuador ranks 52nd and South Africa ranks 49th of 151 countries.

South Africa has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Ecuador South Africa Difference Ahead
2000s 3.7% 4.9% 1.2% South Africa
2010s 3.5% 3.8% 0.2% South Africa
2020s 3.8% 4.6% 0.8% South Africa

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank nonperforming loans to total gross loans, Ecuador or South Africa?
South Africa, at 4.5% against 4.5% in Ecuador as of 2024.
What is the difference in bank nonperforming loans to total gross loans between Ecuador and South Africa?
0.0%, with South Africa ahead.
How many years of comparable data are there for Ecuador and South Africa?
17 years are reported by both, from 2008 to 2024.
How do Ecuador and South Africa rank globally for bank nonperforming loans to total gross loans?
Ecuador ranks 52nd and South Africa ranks 49th of 151 countries.
Where does this data come from?
Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank nonperforming loans to total gross loans (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ecuador vs South Africa: Bank nonperforming loans to total gross loans. Statizoid, drawing on Financial Soundness Indicators, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/bank-nonperforming-loans-to-total-gross-loans-percent/ecuador/south-africa/

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About this data

Indicator
Bank nonperforming loans to total gross loans (%)
Unit
%
Source
Financial Soundness Indicators, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
151 places, 2,360 data points, 2000–2025
Last refreshed

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.