Ecuador vs Montenegro: Bank Z-score

Ecuador
9.51
in 2021
Montenegro
8.93
in 2021
Ecuador rank
128th
Montenegro rank
131st

Bank Z-score over time

  • Ecuador
  • Montenegro
51015200020102021

How they compare

Ecuador currently reports 9.51 against 8.93 in Montenegro, a difference of 0.58.

That makes Ecuador's figure about 1.1 times Montenegro's.

The two have swapped places 5 times across 19 shared years of data; in 2003 it was Montenegro ahead.

Ecuador ranks 128th and Montenegro ranks 131st of 169 countries.

Ecuador has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Ecuador Montenegro Difference Ahead
2000s 10.73 9.56 1.17 Ecuador
2010s 10.64 8.37 2.28 Ecuador
2020s 9.41 9.17 0.2325 Ecuador

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Ecuador or Montenegro?
Ecuador, at 9.51 against 8.93 in Montenegro as of 2021.
What is the difference in bank z-score between Ecuador and Montenegro?
0.58, with Ecuador ahead.
How many years of comparable data are there for Ecuador and Montenegro?
19 years are reported by both, from 2003 to 2021.
How do Ecuador and Montenegro rank globally for bank z-score?
Ecuador ranks 128th and Montenegro ranks 131st of 169 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

Individual pages

Share, cite or embed this page

Cite this page

Ecuador vs Montenegro: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 17 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/ecuador/montenegro/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/compare/bank-z-score/ecuador/montenegro/">Ecuador vs Montenegro: Bank Z-score</a> β€” Statizoid

About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,285 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.