Africa Eastern and Southern vs Gambia: Interest rate spread

Africa Eastern and Southern
7.4%
in 2024
Gambia
15.5%
in 2025
Africa Eastern and Southern rank
9th
Gambia rank
8th

Interest rate spread over time

  • Africa Eastern and Southern
  • Gambia
5101520198520052025

How they compare

Gambia currently reports 15.5% against 7.4% in Africa Eastern and Southern, a difference of 8.1%.

That makes Gambia's figure about 2.1 times Africa Eastern and Southern's.

Across all 28 years both countries report, Gambia has been ahead every year.

Africa Eastern and Southern ranks 9th and Gambia ranks 8th of 40 groups.

Gambia has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Africa Eastern and Southern Gambia Difference Ahead
1990s 9.2% 12.6% 3.4% Gambia
2000s 8.9% 13.7% 4.8% Gambia
2010s 8.5% 15.5% 7.0% Gambia
2020s 7.4% 15.7% 8.3% Gambia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Africa Eastern and Southern or Gambia?
Gambia, at 15.5% against 7.4% in Africa Eastern and Southern as of 2025.
What is the difference in interest rate spread between Africa Eastern and Southern and Gambia?
8.1%, with Gambia ahead.
How many years of comparable data are there for Africa Eastern and Southern and Gambia?
28 years are reported by both, from 1995 to 2024.
How do Africa Eastern and Southern and Gambia rank globally for interest rate spread?
Africa Eastern and Southern ranks 9th and Gambia ranks 8th of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Africa Eastern and Southern vs Gambia: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/africa-eastern-and-southern/gambia-the/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.