Albania vs Vietnam: Interest rate spread (lending rate minus deposit rate, %)

Albania
4.6%
in 2024
Vietnam
4.5%
in 2023
Albania rank
81st
Vietnam rank
82nd

Interest rate spread (lending rate minus deposit rate, %) over time

  • Albania
  • Vietnam
2.557.51012.515199220082024

How they compare

Albania currently reports 4.6% against 4.5% in Vietnam, a difference of 0.1%.

The two have swapped places 1 time across 27 shared years of data; in 1993 it was Vietnam ahead.

Albania ranks 81st and Vietnam ranks 82nd of 141 countries.

Across the 4 decades both report, Albania averaged higher in 3 and Vietnam in 1.

Head to head by decade

Decade Albania Vietnam Difference Ahead
1990s 5.5% 7.1% 1.7% Vietnam
2000s 8.0% 3.6% 4.3% Albania
2010s 5.9% 2.6% 3.3% Albania
2020s 5.5% 4.2% 1.3% Albania

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Albania or Vietnam?
Albania, at 4.6% against 4.5% in Vietnam as of 2024.
What is the difference in interest rate spread between Albania and Vietnam?
0.1%, with Albania ahead.
How many years of comparable data are there for Albania and Vietnam?
27 years are reported by both, from 1993 to 2023.
How do Albania and Vietnam rank globally for interest rate spread?
Albania ranks 81st and Vietnam ranks 82nd of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Albania vs Vietnam: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/albania/viet-nam/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,188 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.