Australia vs Botswana: Interest rate spread

Australia
3.5%
in 2019
Botswana
3.9%
in 2024
Australia rank
92nd
Botswana rank
90th

Interest rate spread over time

  • Australia
  • Botswana
051015198020022024

How they compare

Botswana currently reports 3.9% against 3.5% in Australia, a difference of 0.4%.

That makes Botswana's figure about 1.1 times Australia's.

The two have swapped places 2 times across 39 shared years of data; in 1981 it was Botswana ahead.

Australia ranks 92nd and Botswana ranks 90th of 141 countries.

Botswana has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Australia Botswana Difference Ahead
1980s -1.0% 3.4% 4.3% Botswana
1990s 2.7% 3.3% 0.7% Botswana
2000s 3.3% 6.6% 3.3% Botswana
2010s 3.2% 5.8% 2.6% Botswana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Australia or Botswana?
Botswana, at 3.9% against 3.5% in Australia as of 2024.
What is the difference in interest rate spread between Australia and Botswana?
0.4%, with Botswana ahead.
How many years of comparable data are there for Australia and Botswana?
39 years are reported by both, from 1981 to 2019.
How do Australia and Botswana rank globally for interest rate spread?
Australia ranks 92nd and Botswana ranks 90th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Botswana: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 04 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/australia/botswana/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.