Australia vs Bulgaria: Interest rate spread

Australia
3.5%
in 2019
Bulgaria
4.0%
in 2025
Australia rank
92nd
Bulgaria rank
89th

Interest rate spread over time

  • Australia
  • Bulgaria
-2.502.557.5198120032025

How they compare

Bulgaria currently reports 4.0% against 3.5% in Australia, a difference of 0.5%.

That makes Bulgaria's figure about 1.1 times Australia's.

Across all 20 years both countries report, Bulgaria has been ahead every year.

Australia ranks 92nd and Bulgaria ranks 89th of 141 countries.

Bulgaria has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Australia Bulgaria Difference Ahead
2000s 3.3% 6.3% 3.1% Bulgaria
2010s 3.2% 6.2% 3.0% Bulgaria

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Australia or Bulgaria?
Bulgaria, at 4.0% against 3.5% in Australia as of 2025.
What is the difference in interest rate spread between Australia and Bulgaria?
0.5%, with Bulgaria ahead.
How many years of comparable data are there for Australia and Bulgaria?
20 years are reported by both, from 2000 to 2019.
How do Australia and Bulgaria rank globally for interest rate spread?
Australia ranks 92nd and Bulgaria ranks 89th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Bulgaria: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/australia/bulgaria/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.