Australia vs Costa Rica: Interest rate spread

Australia
3.5%
in 2019
Costa Rica
3.4%
in 2025
Australia rank
92nd
Costa Rica rank
94th

Interest rate spread over time

  • Australia
  • Costa Rica
051015198120032025

How they compare

Australia currently reports 3.5% against 3.4% in Costa Rica, a difference of 0.1%.

Across all 38 years both countries report, Costa Rica has been ahead every year.

Australia ranks 92nd and Costa Rica ranks 94th of 141 countries.

Costa Rica has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Australia Costa Rica Difference Ahead
1980s -0.9% 7.5% 8.4% Costa Rica
1990s 2.7% 11.6% 9.0% Costa Rica
2000s 3.3% 12.5% 9.3% Costa Rica
2010s 3.2% 10.2% 7.0% Costa Rica

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Australia or Costa Rica?
Australia, at 3.5% against 3.4% in Costa Rica as of 2019.
What is the difference in interest rate spread between Australia and Costa Rica?
0.1%, with Australia ahead.
How many years of comparable data are there for Australia and Costa Rica?
38 years are reported by both, from 1982 to 2019.
How do Australia and Costa Rica rank globally for interest rate spread?
Australia ranks 92nd and Costa Rica ranks 94th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Costa Rica: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/australia/costa-rica/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.