China vs Switzerland: Interest rate spread (lending rate minus deposit rate, %)
China
2.9%
in 2024
Switzerland
2.7%
in 2025
China rank
107th
Switzerland rank
110th
Interest rate spread (lending rate minus deposit rate, %) over time
- China
- Switzerland
How they compare
China currently reports 2.9% against 2.7% in Switzerland, a difference of 0.2%.
The two have swapped places 2 times across 17 shared years of data; in 2008 it was China ahead.
China ranks 107th and Switzerland ranks 110th of 141 countries.
China has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | China | Switzerland | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 3.1% | 2.1% | 1.0% | China |
| 2010s | 2.9% | 2.8% | 0.1% | China |
| 2020s | 2.9% | 2.6% | 0.3% | China |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, China or Switzerland?
- China, at 2.9% against 2.7% in Switzerland as of 2024.
- What is the difference in interest rate spread between China and Switzerland?
- 0.2%, with China ahead.
- How many years of comparable data are there for China and Switzerland?
- 17 years are reported by both, from 2008 to 2024.
- How do China and Switzerland rank globally for interest rate spread?
- China ranks 107th and Switzerland ranks 110th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.