China vs Thailand: Interest rate spread
China
2.9%
in 2024
Thailand
2.8%
in 2025
China rank
106th
Thailand rank
107th
Interest rate spread over time
- China
- Thailand
How they compare
China currently reports 2.9% against 2.8% in Thailand, a difference of 0.1%.
The two have swapped places 6 times across 43 shared years of data; in 1980 it was Thailand ahead.
China ranks 106th and Thailand ranks 107th of 141 countries.
Across the 5 decades both report, China averaged higher in 1 and Thailand in 4.
Head to head by decade
| Decade | China | Thailand | Difference | Ahead |
|---|---|---|---|---|
| 1980s | 0.6% | 3.2% | 2.6% | Thailand |
| 1990s | 1.6% | 2.8% | 1.2% | Thailand |
| 2000s | 3.4% | 3.5% | 0.1% | Thailand |
| 2010s | 2.9% | 2.9% | 0.0% | Thailand |
| 2020s | 2.9% | 2.7% | 0.1% | China |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, China or Thailand?
- China, at 2.9% against 2.8% in Thailand as of 2024.
- What is the difference in interest rate spread between China and Thailand?
- 0.1%, with China ahead.
- How many years of comparable data are there for China and Thailand?
- 43 years are reported by both, from 1980 to 2024.
- How do China and Thailand rank globally for interest rate spread?
- China ranks 106th and Thailand ranks 107th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.