China vs United Kingdom of Great Britain and Northern Ireland: Interest rate spread

China
2.9%
in 2024
United Kingdom of Great Britain and Northern Ireland
2.7%
in 1998
China rank
106th
United Kingdom of Great Britain and Northern Ireland rank
109th

Interest rate spread over time

  • China
  • United Kingdom of Great Britain and Northern Ireland
-2024196719952024

How they compare

China currently reports 2.9% against 2.7% in United Kingdom of Great Britain and Northern Ireland, a difference of 0.2%.

The two have swapped places 6 times across 19 shared years of data; in 1980 it was United Kingdom of Great Britain and Northern Ireland ahead.

China ranks 106th and United Kingdom of Great Britain and Northern Ireland ranks 109th of 141 countries.

United Kingdom of Great Britain and Northern Ireland has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade China United Kingdom of Great Britain and Northern Ireland Difference Ahead
1980s 0.6% 1.2% 0.6% United Kingdom of Great Britain and Northern Ireland
1990s 1.4% 2.3% 1.0% United Kingdom of Great Britain and Northern Ireland

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, China or United Kingdom of Great Britain and Northern Ireland?
China, at 2.9% against 2.7% in United Kingdom of Great Britain and Northern Ireland as of 2024.
What is the difference in interest rate spread between China and United Kingdom of Great Britain and Northern Ireland?
0.2%, with China ahead.
How many years of comparable data are there for China and United Kingdom of Great Britain and Northern Ireland?
19 years are reported by both, from 1980 to 1998.
How do China and United Kingdom of Great Britain and Northern Ireland rank globally for interest rate spread?
China ranks 106th and United Kingdom of Great Britain and Northern Ireland ranks 109th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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China vs United Kingdom of Great Britain and Northern Ireland: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/china/united-kingdom/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.