Costa Rica vs Romania: Interest rate spread

Costa Rica
3.4%
in 2025
Romania
3.3%
in 2025
Costa Rica rank
94th
Romania rank
97th

Interest rate spread over time

  • Costa Rica
  • Romania
010203040198220032025

How they compare

Costa Rica currently reports 3.4% against 3.3% in Romania, a difference of 0.1%.

The two have swapped places 9 times across 33 shared years of data; in 1993 it was Romania ahead.

Costa Rica ranks 94th and Romania ranks 97th of 141 countries.

Across the 4 decades both report, Costa Rica averaged higher in 3 and Romania in 1.

Head to head by decade

Decade Costa Rica Romania Difference Ahead
1990s 11.5% 22.2% 10.7% Romania
2000s 12.5% 12.4% 0.2% Costa Rica
2010s 10.2% 5.5% 4.7% Costa Rica
2020s 3.9% 3.6% 0.3% Costa Rica

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Costa Rica or Romania?
Costa Rica, at 3.4% against 3.3% in Romania as of 2025.
What is the difference in interest rate spread between Costa Rica and Romania?
0.1%, with Costa Rica ahead.
How many years of comparable data are there for Costa Rica and Romania?
33 years are reported by both, from 1993 to 2025.
How do Costa Rica and Romania rank globally for interest rate spread?
Costa Rica ranks 94th and Romania ranks 97th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Costa Rica vs Romania: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/costa-rica/romania/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.