Czechia vs Romania: Interest rate spread
Czechia
3.1%
in 2025
Romania
3.3%
in 2025
Czechia rank
100th
Romania rank
97th
Interest rate spread over time
- Czechia
- Romania
How they compare
Romania currently reports 3.3% against 3.1% in Czechia, a difference of 0.2%.
That makes Romania's figure about 1.1 times Czechia's.
Across all 33 years both countries report, Romania has been ahead every year.
Czechia ranks 100th and Romania ranks 97th of 141 countries.
Romania has averaged higher in every one of the 4 decades both report.
Head to head by decade
| Decade | Czechia | Romania | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 5.6% | 22.2% | 16.7% | Romania |
| 2000s | 4.5% | 12.4% | 7.9% | Romania |
| 2010s | 3.9% | 5.5% | 1.6% | Romania |
| 2020s | 2.8% | 3.6% | 0.8% | Romania |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Czechia or Romania?
- Romania, at 3.3% against 3.1% in Czechia as of 2025.
- What is the difference in interest rate spread between Czechia and Romania?
- 0.2%, with Romania ahead.
- How many years of comparable data are there for Czechia and Romania?
- 33 years are reported by both, from 1993 to 2025.
- How do Czechia and Romania rank globally for interest rate spread?
- Czechia ranks 100th and Romania ranks 97th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.