Czechia vs South Africa: Interest rate spread
Czechia
3.1%
in 2025
South Africa
3.3%
in 2025
Czechia rank
100th
South Africa rank
98th
Interest rate spread over time
- Czechia
- South Africa
How they compare
South Africa currently reports 3.3% against 3.1% in Czechia, a difference of 0.2%.
That makes South Africa's figure about 1.1 times Czechia's.
The two have swapped places 2 times across 25 shared years of data; in 2001 it was South Africa ahead.
Czechia ranks 100th and South Africa ranks 98th of 141 countries.
Across the 3 decades both report, Czechia averaged higher in 2 and South Africa in 1.
Head to head by decade
| Decade | Czechia | South Africa | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 4.6% | 4.3% | 0.3% | Czechia |
| 2010s | 3.9% | 3.3% | 0.7% | Czechia |
| 2020s | 2.8% | 3.6% | 0.8% | South Africa |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Czechia or South Africa?
- South Africa, at 3.3% against 3.1% in Czechia as of 2025.
- What is the difference in interest rate spread between Czechia and South Africa?
- 0.2%, with South Africa ahead.
- How many years of comparable data are there for Czechia and South Africa?
- 25 years are reported by both, from 2001 to 2025.
- How do Czechia and South Africa rank globally for interest rate spread?
- Czechia ranks 100th and South Africa ranks 98th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.