Europe & Central Asia (excluding high income) vs Maldives: Interest rate spread

Europe & Central Asia (excluding high income)
5.2%
in 2025
Maldives
8.1%
in 2025
Europe & Central Asia (excluding high income) rank
29th
Maldives rank
29th

Interest rate spread over time

  • Europe & Central Asia (excluding high income)
  • Maldives
0246810199520102025

How they compare

Maldives currently reports 8.1% against 5.2% in Europe & Central Asia (excluding high income), a difference of 2.9%.

That makes Maldives's figure about 1.6 times Europe & Central Asia (excluding high income)'s.

The two have swapped places 3 times across 24 shared years of data; in 2002 it was Europe & Central Asia (excluding high income) ahead.

Europe & Central Asia (excluding high income) ranks 29th and Maldives ranks 29th of 40 groups.

Across the 3 decades both report, Europe & Central Asia (excluding high income) averaged higher in 1 and Maldives in 2.

Head to head by decade

Decade Europe & Central Asia (excluding high income) Maldives Difference Ahead
2000s 7.3% 6.1% 1.2% Europe & Central Asia (excluding high income)
2010s 5.8% 6.9% 1.1% Maldives
2020s 4.8% 7.8% 2.9% Maldives

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Europe & Central Asia (excluding high income) or Maldives?
Maldives, at 8.1% against 5.2% in Europe & Central Asia (excluding high income) as of 2025.
What is the difference in interest rate spread between Europe & Central Asia (excluding high income) and Maldives?
2.9%, with Maldives ahead.
How many years of comparable data are there for Europe & Central Asia (excluding high income) and Maldives?
24 years are reported by both, from 2002 to 2025.
How do Europe & Central Asia (excluding high income) and Maldives rank globally for interest rate spread?
Europe & Central Asia (excluding high income) ranks 29th and Maldives ranks 29th of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Europe & Central Asia (excluding high income) vs Maldives: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/europe-and-central-asia-excluding-high-income/maldives/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.