Gambia vs IDA total: Interest rate spread

Gambia
15.5%
in 2025
IDA total
7.3%
in 2021
Gambia rank
8th
IDA total rank
10th

Interest rate spread over time

  • Gambia
  • IDA total
5101520198520052025

How they compare

Gambia currently reports 15.5% against 7.3% in IDA total, a difference of 8.2%.

That makes Gambia's figure about 2.1 times IDA total's.

Across all 19 years both countries report, Gambia has been ahead every year.

Gambia ranks 8th and IDA total ranks 10th of 141 countries.

Gambia has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Gambia IDA total Difference Ahead
2000s 13.9% 8.2% 5.7% Gambia
2010s 15.5% 7.9% 7.6% Gambia
2020s 17.9% 7.8% 10.1% Gambia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Gambia or IDA total?
Gambia, at 15.5% against 7.3% in IDA total as of 2025.
What is the difference in interest rate spread between Gambia and IDA total?
8.2%, with Gambia ahead.
How many years of comparable data are there for Gambia and IDA total?
19 years are reported by both, from 2001 to 2021.
How do Gambia and IDA total rank globally for interest rate spread?
Gambia ranks 8th and IDA total ranks 10th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Gambia vs IDA total: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/gambia-the/ida-total/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.