Gambia vs Sao Tome and Principe: Interest rate spread

Gambia
15.5%
in 2025
Sao Tome and Principe
15.2%
in 2024
Gambia rank
8th
Sao Tome and Principe rank
9th

Interest rate spread over time

  • Gambia
  • Sao Tome and Principe
5101520198520052025

How they compare

Gambia currently reports 15.5% against 15.2% in Sao Tome and Principe, a difference of 0.3%.

The two have swapped places 5 times across 22 shared years of data; in 2001 it was Sao Tome and Principe ahead.

Gambia ranks 8th and Sao Tome and Principe ranks 9th of 141 countries.

Across the 3 decades both report, Gambia averaged higher in 2 and Sao Tome and Principe in 1.

Head to head by decade

Decade Gambia Sao Tome and Principe Difference Ahead
2000s 13.9% 19.9% 5.9% Sao Tome and Principe
2010s 15.5% 15.1% 0.4% Gambia
2020s 15.7% 15.6% 0.1% Gambia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Gambia or Sao Tome and Principe?
Gambia, at 15.5% against 15.2% in Sao Tome and Principe as of 2025.
What is the difference in interest rate spread between Gambia and Sao Tome and Principe?
0.3%, with Gambia ahead.
How many years of comparable data are there for Gambia and Sao Tome and Principe?
22 years are reported by both, from 2001 to 2024.
How do Gambia and Sao Tome and Principe rank globally for interest rate spread?
Gambia ranks 8th and Sao Tome and Principe ranks 9th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Gambia vs Sao Tome and Principe: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/gambia-the/sao-tome-and-principe/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.