Gambia vs Sub-Saharan Africa: Interest rate spread
Gambia
15.5%
in 2025
Sub-Saharan Africa
8.1%
in 2020
Gambia rank
8th
Sub-Saharan Africa rank
6th
Interest rate spread over time
- Gambia
- Sub-Saharan Africa
How they compare
Gambia currently reports 15.5% against 8.1% in Sub-Saharan Africa, a difference of 7.4%.
That makes Gambia's figure about 1.9 times Sub-Saharan Africa's.
Across all 15 years both countries report, Gambia has been ahead every year.
Gambia ranks 8th and Sub-Saharan Africa ranks 6th of 141 countries.
Gambia has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Gambia | Sub-Saharan Africa | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 14.5% | 7.9% | 6.5% | Gambia |
| 2010s | 15.5% | 8.0% | 7.5% | Gambia |
| 2020s | 21.2% | 8.1% | 13.0% | Gambia |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Gambia or Sub-Saharan Africa?
- Gambia, at 15.5% against 8.1% in Sub-Saharan Africa as of 2025.
- What is the difference in interest rate spread between Gambia and Sub-Saharan Africa?
- 7.4%, with Gambia ahead.
- How many years of comparable data are there for Gambia and Sub-Saharan Africa?
- 15 years are reported by both, from 2001 to 2020.
- How do Gambia and Sub-Saharan Africa rank globally for interest rate spread?
- Gambia ranks 8th and Sub-Saharan Africa ranks 6th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.