Guatemala vs Peru: Interest rate spread

Guatemala
7.7%
in 2025
Peru
7.8%
in 2022
Guatemala rank
34th
Peru rank
33rd

Interest rate spread over time

  • Guatemala
  • Peru
05001.0k1.5k2.0k198820062025

How they compare

Peru currently reports 7.8% against 7.7% in Guatemala, a difference of 0.1%.

The two have swapped places 1 time across 26 shared years of data; in 1997 it was Peru ahead.

Guatemala ranks 34th and Peru ranks 33rd of 141 countries.

Peru has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Guatemala Peru Difference Ahead
1990s 11.8% 17.4% 5.6% Peru
2000s 9.2% 18.1% 8.9% Peru
2010s 7.9% 13.2% 5.2% Peru
2020s 8.0% 9.7% 1.7% Peru

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Guatemala or Peru?
Peru, at 7.8% against 7.7% in Guatemala as of 2022.
What is the difference in interest rate spread between Guatemala and Peru?
0.1%, with Peru ahead.
How many years of comparable data are there for Guatemala and Peru?
26 years are reported by both, from 1997 to 2022.
How do Guatemala and Peru rank globally for interest rate spread?
Guatemala ranks 34th and Peru ranks 33rd of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Guatemala vs Peru: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/guatemala/peru/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.