Hong Kong, China vs Kenya: Interest rate spread

Hong Kong, China
5.0%
in 2025
Kenya
4.6%
in 2024
Hong Kong, China rank
77th
Kenya rank
80th

Interest rate spread over time

  • Hong Kong, China
  • Kenya
05101520197119982025

How they compare

Hong Kong, China currently reports 5.0% against 4.6% in Kenya, a difference of 0.4%.

That makes Hong Kong, China's figure about 1.1 times Kenya's.

The two have swapped places 3 times across 31 shared years of data; in 1994 it was Kenya ahead.

Hong Kong, China ranks 77th and Kenya ranks 80th of 141 countries.

Across the 4 decades both report, Hong Kong, China averaged higher in 1 and Kenya in 3.

Head to head by decade

Decade Hong Kong, China Kenya Difference Ahead
1990s 3.5% 14.9% 11.4% Kenya
2000s 4.9% 10.5% 5.6% Kenya
2010s 5.0% 7.5% 2.5% Kenya
2020s 5.1% 4.9% 0.2% Hong Kong, China

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Hong Kong, China or Kenya?
Hong Kong, China, at 5.0% against 4.6% in Kenya as of 2025.
What is the difference in interest rate spread between Hong Kong, China and Kenya?
0.4%, with Hong Kong, China ahead.
How many years of comparable data are there for Hong Kong, China and Kenya?
31 years are reported by both, from 1994 to 2024.
How do Hong Kong, China and Kenya rank globally for interest rate spread?
Hong Kong, China ranks 77th and Kenya ranks 80th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Hong Kong, China vs Kenya: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/hong-kong-sar-china/kenya/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.