IBRD only vs Maldives: Interest rate spread

IBRD only
5.1%
in 2024
Maldives
8.1%
in 2025
IBRD only rank
30th
Maldives rank
29th

Interest rate spread over time

  • IBRD only
  • Maldives
0246810199520102025

How they compare

Maldives currently reports 8.1% against 5.1% in IBRD only, a difference of 3.0%.

That makes Maldives's figure about 1.6 times IBRD only's.

The two have swapped places 1 time across 30 shared years of data; in 1995 it was IBRD only ahead.

IBRD only ranks 30th and Maldives ranks 29th of 40 groups.

Across the 4 decades both report, IBRD only averaged higher in 2 and Maldives in 2.

Head to head by decade

Decade IBRD only Maldives Difference Ahead
1990s 8.5% 6.5% 2.0% IBRD only
2000s 6.7% 6.0% 0.7% IBRD only
2010s 5.6% 6.9% 1.3% Maldives
2020s 4.8% 7.7% 2.8% Maldives

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, IBRD only or Maldives?
Maldives, at 8.1% against 5.1% in IBRD only as of 2025.
What is the difference in interest rate spread between IBRD only and Maldives?
3.0%, with Maldives ahead.
How many years of comparable data are there for IBRD only and Maldives?
30 years are reported by both, from 1995 to 2024.
How do IBRD only and Maldives rank globally for interest rate spread?
IBRD only ranks 30th and Maldives ranks 29th of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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IBRD only vs Maldives: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/ibrd-only/maldives/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.