Indonesia vs Philippines: Interest rate spread

Indonesia
3.1%
in 2025
Philippines
3.0%
in 2019
Indonesia rank
99th
Philippines rank
102nd

Interest rate spread over time

  • Indonesia
  • Philippines
-50510197620002025

How they compare

Indonesia currently reports 3.1% against 3.0% in Philippines, a difference of 0.1%.

The two have swapped places 9 times across 30 shared years of data; in 1990 it was Philippines ahead.

Indonesia ranks 99th and Philippines ranks 102nd of 141 countries.

Across the 3 decades both report, Indonesia averaged higher in 2 and Philippines in 1.

Head to head by decade

Decade Indonesia Philippines Difference Ahead
1990s 2.2% 4.9% 2.7% Philippines
2000s 5.3% 4.3% 1.0% Indonesia
2010s 4.8% 3.6% 1.2% Indonesia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Indonesia or Philippines?
Indonesia, at 3.1% against 3.0% in Philippines as of 2025.
What is the difference in interest rate spread between Indonesia and Philippines?
0.1%, with Indonesia ahead.
How many years of comparable data are there for Indonesia and Philippines?
30 years are reported by both, from 1990 to 2019.
How do Indonesia and Philippines rank globally for interest rate spread?
Indonesia ranks 99th and Philippines ranks 102nd of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Indonesia vs Philippines: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/indonesia/philippines/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.