Indonesia vs Romania: Interest rate spread

Indonesia
3.1%
in 2025
Romania
3.3%
in 2025
Indonesia rank
99th
Romania rank
97th

Interest rate spread over time

  • Indonesia
  • Romania
02040199020072025

How they compare

Romania currently reports 3.3% against 3.1% in Indonesia, a difference of 0.2%.

That makes Romania's figure about 1.1 times Indonesia's.

The two have swapped places 6 times across 33 shared years of data; in 1993 it was Romania ahead.

Indonesia ranks 99th and Romania ranks 97th of 141 countries.

Across the 4 decades both report, Indonesia averaged higher in 1 and Romania in 3.

Head to head by decade

Decade Indonesia Romania Difference Ahead
1990s 1.7% 22.2% 20.5% Romania
2000s 5.3% 12.4% 7.1% Romania
2010s 4.8% 5.5% 0.6% Romania
2020s 4.2% 3.6% 0.6% Indonesia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Indonesia or Romania?
Romania, at 3.3% against 3.1% in Indonesia as of 2025.
What is the difference in interest rate spread between Indonesia and Romania?
0.2%, with Romania ahead.
How many years of comparable data are there for Indonesia and Romania?
33 years are reported by both, from 1993 to 2025.
How do Indonesia and Romania rank globally for interest rate spread?
Indonesia ranks 99th and Romania ranks 97th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Indonesia vs Romania: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/indonesia/romania/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.