Indonesia vs South Africa: Interest rate spread
Indonesia
3.1%
in 2025
South Africa
3.3%
in 2025
Indonesia rank
99th
South Africa rank
98th
Interest rate spread over time
- Indonesia
- South Africa
How they compare
South Africa currently reports 3.3% against 3.1% in Indonesia, a difference of 0.2%.
That makes South Africa's figure about 1.1 times Indonesia's.
The two have swapped places 2 times across 25 shared years of data; in 2001 it was South Africa ahead.
Indonesia ranks 99th and South Africa ranks 98th of 141 countries.
Indonesia has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Indonesia | South Africa | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 5.3% | 4.3% | 0.9% | Indonesia |
| 2010s | 4.8% | 3.3% | 1.6% | Indonesia |
| 2020s | 4.2% | 3.6% | 0.6% | Indonesia |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Indonesia or South Africa?
- South Africa, at 3.3% against 3.1% in Indonesia as of 2025.
- What is the difference in interest rate spread between Indonesia and South Africa?
- 0.2%, with South Africa ahead.
- How many years of comparable data are there for Indonesia and South Africa?
- 25 years are reported by both, from 2001 to 2025.
- How do Indonesia and South Africa rank globally for interest rate spread?
- Indonesia ranks 99th and South Africa ranks 98th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.