Japan vs Zambia: Interest rate spread

Japan
0.7%
in 2017
Zambia
0.8%
in 2020
Japan rank
131st
Zambia rank
130th

Interest rate spread over time

  • Japan
  • Zambia
0510152025197819992020

How they compare

Zambia currently reports 0.8% against 0.7% in Japan, a difference of 0.1%.

That makes Zambia's figure about 1.1 times Japan's.

Across all 25 years both countries report, Zambia has been ahead every year.

Japan ranks 131st and Zambia ranks 130th of 141 countries.

Zambia has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Japan Zambia Difference Ahead
1990s 2.3% 18.2% 15.9% Zambia
2000s 1.5% 16.8% 15.3% Zambia
2010s 0.8% 6.2% 5.4% Zambia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Japan or Zambia?
Zambia, at 0.8% against 0.7% in Japan as of 2020.
What is the difference in interest rate spread between Japan and Zambia?
0.1%, with Zambia ahead.
How many years of comparable data are there for Japan and Zambia?
25 years are reported by both, from 1993 to 2017.
How do Japan and Zambia rank globally for interest rate spread?
Japan ranks 131st and Zambia ranks 130th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Japan vs Zambia: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/japan/zambia/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.