Lesotho vs Upper middle income: Interest rate spread

Lesotho
8.7%
in 2024
Upper middle income
5.8%
in 2025
Lesotho rank
25th
Upper middle income rank
26th

Interest rate spread over time

  • Lesotho
  • Upper middle income
4681012198020022025

How they compare

Lesotho currently reports 8.7% against 5.8% in Upper middle income, a difference of 2.9%.

That makes Lesotho's figure about 1.5 times Upper middle income's.

The two have swapped places 1 time across 28 shared years of data; in 1997 it was Upper middle income ahead.

Lesotho ranks 25th and Upper middle income ranks 26th of 141 countries.

Lesotho has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Lesotho Upper middle income Difference Ahead
1990s 9.1% 7.6% 1.5% Lesotho
2000s 9.4% 6.9% 2.6% Lesotho
2010s 8.6% 5.9% 2.7% Lesotho
2020s 7.7% 5.4% 2.2% Lesotho

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Lesotho or Upper middle income?
Lesotho, at 8.7% against 5.8% in Upper middle income as of 2024.
What is the difference in interest rate spread between Lesotho and Upper middle income?
2.9%, with Lesotho ahead.
How many years of comparable data are there for Lesotho and Upper middle income?
28 years are reported by both, from 1997 to 2024.
How do Lesotho and Upper middle income rank globally for interest rate spread?
Lesotho ranks 25th and Upper middle income ranks 26th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Lesotho vs Upper middle income: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/lesotho/upper-middle-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.