Maldives vs Upper middle income: Interest rate spread

Maldives
8.1%
in 2025
Upper middle income
5.8%
in 2025
Maldives rank
29th
Upper middle income rank
26th

Interest rate spread over time

  • Maldives
  • Upper middle income
02468199520102025

How they compare

Maldives currently reports 8.1% against 5.8% in Upper middle income, a difference of 2.3%.

That makes Maldives's figure about 1.4 times Upper middle income's.

The two have swapped places 3 times across 29 shared years of data; in 1997 it was Upper middle income ahead.

Maldives ranks 29th and Upper middle income ranks 26th of 141 countries.

Across the 4 decades both report, Maldives averaged higher in 2 and Upper middle income in 2.

Head to head by decade

Decade Maldives Upper middle income Difference Ahead
1990s 6.2% 7.6% 1.4% Upper middle income
2000s 6.0% 6.9% 0.9% Upper middle income
2010s 6.9% 5.9% 1.0% Maldives
2020s 7.8% 5.5% 2.3% Maldives

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Maldives or Upper middle income?
Maldives, at 8.1% against 5.8% in Upper middle income as of 2025.
What is the difference in interest rate spread between Maldives and Upper middle income?
2.3%, with Maldives ahead.
How many years of comparable data are there for Maldives and Upper middle income?
29 years are reported by both, from 1997 to 2025.
How do Maldives and Upper middle income rank globally for interest rate spread?
Maldives ranks 29th and Upper middle income ranks 26th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Maldives vs Upper middle income: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/maldives/upper-middle-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.