Mozambique vs Sub-Saharan Africa (IDA & IBRD countries): Interest rate spread (lending rate minus deposit rate, %)
Interest rate spread (lending rate minus deposit rate, %) over time
- Mozambique
- Sub-Saharan Africa (IDA & IBRD countries)
How they compare
Mozambique currently reports 11.8% against 7.1% in Sub-Saharan Africa (IDA & IBRD countries), a difference of 4.7%.
That makes Mozambique's figure about 1.7 times Sub-Saharan Africa (IDA & IBRD countries)'s.
The two have swapped places 5 times across 18 shared years of data; in 2001 it was Sub-Saharan Africa (IDA & IBRD countries) ahead.
Mozambique ranks 14th and Sub-Saharan Africa (IDA & IBRD countries) ranks 11th of 141 countries.
Across the 3 decades both report, Mozambique averaged higher in 2 and Sub-Saharan Africa (IDA & IBRD countries) in 1.
Head to head by decade
| Decade | Mozambique | Sub-Saharan Africa (IDA & IBRD countries) | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 8.1% | 7.9% | 0.2% | Mozambique |
| 2010s | 7.8% | 7.8% | 0.0% | Sub-Saharan Africa (IDA & IBRD countries) |
| 2020s | 10.7% | 7.8% | 3.0% | Mozambique |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, Mozambique or Sub-Saharan Africa (IDA & IBRD countries)?
- Mozambique, at 11.8% against 7.1% in Sub-Saharan Africa (IDA & IBRD countries) as of 2025.
- What is the difference in interest rate spread between Mozambique and Sub-Saharan Africa (IDA & IBRD countries)?
- 4.7%, with Mozambique ahead.
- How many years of comparable data are there for Mozambique and Sub-Saharan Africa (IDA & IBRD countries)?
- 18 years are reported by both, from 2001 to 2021.
- How do Mozambique and Sub-Saharan Africa (IDA & IBRD countries) rank globally for interest rate spread?
- Mozambique ranks 14th and Sub-Saharan Africa (IDA & IBRD countries) ranks 11th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.