Romania vs South Africa: Interest rate spread

Romania
3.3%
in 2025
South Africa
3.3%
in 2025
Romania rank
97th
South Africa rank
98th

Interest rate spread over time

  • Romania
  • South Africa
010203040199320092025

How they compare

Romania currently reports 3.3% against 3.3% in South Africa, a difference of 0.0%.

The two have swapped places 2 times across 25 shared years of data; in 2001 it was Romania ahead.

Romania ranks 97th and South Africa ranks 98th of 141 countries.

Across the 3 decades both report, Romania averaged higher in 2 and South Africa in 1.

Head to head by decade

Decade Romania South Africa Difference Ahead
2000s 11.4% 4.3% 7.1% Romania
2010s 5.5% 3.3% 2.2% Romania
2020s 3.6% 3.6% 0.0% South Africa

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Romania or South Africa?
Romania, at 3.3% against 3.3% in South Africa as of 2025.
What is the difference in interest rate spread between Romania and South Africa?
0.0%, with Romania ahead.
How many years of comparable data are there for Romania and South Africa?
25 years are reported by both, from 2001 to 2025.
How do Romania and South Africa rank globally for interest rate spread?
Romania ranks 97th and South Africa ranks 98th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Romania vs South Africa: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/romania/south-africa/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.