San Marino vs South Africa: Interest rate spread (lending rate minus deposit rate, %)
San Marino
3.1%
in 2025
South Africa
3.2%
in 2025
San Marino rank
102nd
South Africa rank
99th
Interest rate spread (lending rate minus deposit rate, %) over time
- San Marino
- South Africa
How they compare
South Africa currently reports 3.2% against 3.1% in San Marino, a difference of 0.1%.
The two have swapped places 3 times across 25 shared years of data; in 2001 it was San Marino ahead.
San Marino ranks 102nd and South Africa ranks 99th of 141 countries.
Across the 3 decades both report, San Marino averaged higher in 2 and South Africa in 1.
Head to head by decade
| Decade | San Marino | South Africa | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 5.4% | 4.3% | 1.0% | San Marino |
| 2010s | 3.5% | 3.3% | 0.3% | San Marino |
| 2020s | 3.2% | 3.6% | 0.4% | South Africa |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher interest rate spread, San Marino or South Africa?
- South Africa, at 3.2% against 3.1% in San Marino as of 2025.
- What is the difference in interest rate spread between San Marino and South Africa?
- 0.1%, with South Africa ahead.
- How many years of comparable data are there for San Marino and South Africa?
- 25 years are reported by both, from 2001 to 2025.
- How do San Marino and South Africa rank globally for interest rate spread?
- San Marino ranks 102nd and South Africa ranks 99th of 141 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.