San Marino vs South Africa: Interest rate spread

San Marino
3.1%
in 2025
South Africa
3.3%
in 2025
San Marino rank
101st
South Africa rank
98th

Interest rate spread over time

  • San Marino
  • South Africa
0246200120132025

How they compare

South Africa currently reports 3.3% against 3.1% in San Marino, a difference of 0.2%.

That makes South Africa's figure about 1.1 times San Marino's.

The two have swapped places 3 times across 25 shared years of data; in 2001 it was San Marino ahead.

San Marino ranks 101st and South Africa ranks 98th of 141 countries.

Across the 3 decades both report, San Marino averaged higher in 2 and South Africa in 1.

Head to head by decade

Decade San Marino South Africa Difference Ahead
2000s 5.4% 4.3% 1.0% San Marino
2010s 3.5% 3.3% 0.3% San Marino
2020s 3.2% 3.6% 0.4% South Africa

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, San Marino or South Africa?
South Africa, at 3.3% against 3.1% in San Marino as of 2025.
What is the difference in interest rate spread between San Marino and South Africa?
0.2%, with South Africa ahead.
How many years of comparable data are there for San Marino and South Africa?
25 years are reported by both, from 2001 to 2025.
How do San Marino and South Africa rank globally for interest rate spread?
San Marino ranks 101st and South Africa ranks 98th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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San Marino vs South Africa: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/san-marino/south-africa/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.