Sao Tome and Principe vs Sub-Saharan Africa (excluding high income): Interest rate spread

Sao Tome and Principe
15.2%
in 2024
Sub-Saharan Africa (excluding high income)
8.0%
in 2020
Sao Tome and Principe rank
9th
Sub-Saharan Africa (excluding high income) rank
8th

Interest rate spread over time

  • Sao Tome and Principe
  • Sub-Saharan Africa (excluding high income)
5101520200120122024

How they compare

Sao Tome and Principe currently reports 15.2% against 8.0% in Sub-Saharan Africa (excluding high income), a difference of 7.2%.

That makes Sao Tome and Principe's figure about 1.9 times Sub-Saharan Africa (excluding high income)'s.

Across all 16 years both countries report, Sao Tome and Principe has been ahead every year.

Sao Tome and Principe ranks 9th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.

Sao Tome and Principe has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Sao Tome and Principe Sub-Saharan Africa (excluding high income) Difference Ahead
2000s 19.2% 7.3% 11.9% Sao Tome and Principe
2010s 15.2% 7.6% 7.7% Sao Tome and Principe
2020s 15.9% 8.0% 7.9% Sao Tome and Principe

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Sao Tome and Principe or Sub-Saharan Africa (excluding high income)?
Sao Tome and Principe, at 15.2% against 8.0% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in interest rate spread between Sao Tome and Principe and Sub-Saharan Africa (excluding high income)?
7.2%, with Sao Tome and Principe ahead.
How many years of comparable data are there for Sao Tome and Principe and Sub-Saharan Africa (excluding high income)?
16 years are reported by both, from 2005 to 2020.
How do Sao Tome and Principe and Sub-Saharan Africa (excluding high income) rank globally for interest rate spread?
Sao Tome and Principe ranks 9th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Sao Tome and Principe vs Sub-Saharan Africa (excluding high income): Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/sao-tome-and-principe/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.