Sierra Leone vs Sub-Saharan Africa (excluding high income): Interest rate spread

Sierra Leone
14.4%
in 2025
Sub-Saharan Africa (excluding high income)
8.0%
in 2020
Sierra Leone rank
10th
Sub-Saharan Africa (excluding high income) rank
8th

Interest rate spread over time

  • Sierra Leone
  • Sub-Saharan Africa (excluding high income)
0510152025197720012025

How they compare

Sierra Leone currently reports 14.4% against 8.0% in Sub-Saharan Africa (excluding high income), a difference of 6.4%.

That makes Sierra Leone's figure about 1.8 times Sub-Saharan Africa (excluding high income)'s.

Across all 16 years both countries report, Sierra Leone has been ahead every year.

Sierra Leone ranks 10th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.

Sierra Leone has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Sierra Leone Sub-Saharan Africa (excluding high income) Difference Ahead
2000s 13.2% 7.3% 5.9% Sierra Leone
2010s 11.4% 7.6% 3.9% Sierra Leone
2020s 12.3% 8.0% 4.3% Sierra Leone

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Sierra Leone or Sub-Saharan Africa (excluding high income)?
Sierra Leone, at 14.4% against 8.0% in Sub-Saharan Africa (excluding high income) as of 2025.
What is the difference in interest rate spread between Sierra Leone and Sub-Saharan Africa (excluding high income)?
6.4%, with Sierra Leone ahead.
How many years of comparable data are there for Sierra Leone and Sub-Saharan Africa (excluding high income)?
16 years are reported by both, from 2005 to 2020.
How do Sierra Leone and Sub-Saharan Africa (excluding high income) rank globally for interest rate spread?
Sierra Leone ranks 10th and Sub-Saharan Africa (excluding high income) ranks 8th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Sierra Leone vs Sub-Saharan Africa (excluding high income): Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/sierra-leone/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.