Australia vs Malaysia: Lending interest rate

Australia
5.1%
in 2019
Malaysia
4.8%
in 2025
Australia rank
123rd
Malaysia rank
125th

Lending interest rate over time

  • Australia
  • Malaysia
51015196019922025

How they compare

Australia currently reports 5.1% against 4.8% in Malaysia, a difference of 0.3%.

That makes Australia's figure about 1.1 times Malaysia's.

The two have swapped places 13 times across 51 shared years of data; in 1969 it was Malaysia ahead.

Australia ranks 123rd and Malaysia ranks 125th of 148 countries.

Across the 6 decades both report, Australia averaged higher in 4 and Malaysia in 2.

Head to head by decade

Decade Australia Malaysia Difference Ahead
1960s 5.9% 9.1% 3.3% Malaysia
1970s 8.6% 9.7% 1.0% Malaysia
1980s 13.2% 11.2% 2.0% Australia
1990s 10.0% 9.7% 0.2% Australia
2000s 7.3% 6.4% 0.9% Australia
2010s 6.1% 4.7% 1.3% Australia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher lending interest rate, Australia or Malaysia?
Australia, at 5.1% against 4.8% in Malaysia as of 2019.
What is the difference in lending interest rate between Australia and Malaysia?
0.3%, with Australia ahead.
How many years of comparable data are there for Australia and Malaysia?
51 years are reported by both, from 1969 to 2019.
How do Australia and Malaysia rank globally for lending interest rate?
Australia ranks 123rd and Malaysia ranks 125th of 148 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Lending interest rate (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Malaysia: Lending interest rate. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 20 August 2026, from https://financial-sector.statizoid.com/compare/lending-interest-rate-percent/australia/malaysia/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.