Australia vs New Zealand: Lending interest rate

Australia
5.1%
in 2019
New Zealand
4.8%
in 2017
Australia rank
124th
New Zealand rank
127th

Lending interest rate over time

  • Australia
  • New Zealand
57.51012.51517.5196019892019

How they compare

Australia currently reports 5.1% against 4.8% in New Zealand, a difference of 0.3%.

That makes Australia's figure about 1.1 times New Zealand's.

The two have swapped places 3 times across 20 shared years of data; in 1998 it was New Zealand ahead.

Australia ranks 124th and New Zealand ranks 127th of 149 countries.

Across the 3 decades both report, Australia averaged higher in 1 and New Zealand in 2.

Head to head by decade

Decade Australia New Zealand Difference Ahead
1990s 6.6% 8.0% 1.4% New Zealand
2000s 7.3% 7.7% 0.4% New Zealand
2010s 6.3% 5.6% 0.7% Australia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher lending interest rate, Australia or New Zealand?
Australia, at 5.1% against 4.8% in New Zealand as of 2019.
What is the difference in lending interest rate between Australia and New Zealand?
0.3%, with Australia ahead.
How many years of comparable data are there for Australia and New Zealand?
20 years are reported by both, from 1998 to 2017.
How do Australia and New Zealand rank globally for lending interest rate?
Australia ranks 124th and New Zealand ranks 127th of 149 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Lending interest rate (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs New Zealand: Lending interest rate. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/compare/lending-interest-rate-percent/australia/new-zealand/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,803 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.