India vs Pakistan: Lending interest rate

India
8.6%
in 2022
Pakistan
8.7%
in 2021
India rank
73rd
Pakistan rank
70th

Lending interest rate over time

  • India
  • Pakistan
05101520197820002022

How they compare

Pakistan currently reports 8.7% against 8.6% in India, a difference of 0.1%.

The two have swapped places 4 times across 18 shared years of data; in 2004 it was India ahead.

India ranks 73rd and Pakistan ranks 70th of 148 countries.

Across the 3 decades both report, India averaged higher in 1 and Pakistan in 2.

Head to head by decade

Decade India Pakistan Difference Ahead
2000s 11.9% 11.1% 0.8% India
2010s 9.8% 11.4% 1.6% Pakistan
2020s 8.9% 9.7% 0.8% Pakistan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher lending interest rate, India or Pakistan?
Pakistan, at 8.7% against 8.6% in India as of 2021.
What is the difference in lending interest rate between India and Pakistan?
0.1%, with Pakistan ahead.
How many years of comparable data are there for India and Pakistan?
18 years are reported by both, from 2004 to 2021.
How do India and Pakistan rank globally for lending interest rate?
India ranks 73rd and Pakistan ranks 70th of 148 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Lending interest rate (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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India vs Pakistan: Lending interest rate. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 22 August 2026, from https://financial-sector.statizoid.com/compare/lending-interest-rate-percent/india/pakistan/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.