Thailand vs United States: Lending interest rate
Lending interest rate over time
- Thailand
- United States
How they compare
Thailand currently reports 3.9% against 3.2% in United States, a difference of 0.7%.
That makes Thailand's figure about 1.2 times United States's.
The two have swapped places 7 times across 44 shared years of data; in 1976 it was Thailand ahead.
Thailand ranks 140th and United States ranks 142nd of 148 countries.
Across the 6 decades both report, Thailand averaged higher in 4 and United States in 2.
Head to head by decade
| Decade | Thailand | United States | Difference | Ahead |
|---|---|---|---|---|
| 1970s | 11.5% | 8.8% | 2.6% | Thailand |
| 1980s | 14.7% | 11.8% | 2.9% | Thailand |
| 1990s | 12.8% | 8.0% | 4.8% | Thailand |
| 2000s | 5.9% | 6.4% | 0.5% | United States |
| 2010s | 4.6% | 3.7% | 0.9% | Thailand |
| 2020s | 3.2% | 3.4% | 0.2% | United States |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher lending interest rate, Thailand or United States?
- Thailand, at 3.9% against 3.2% in United States as of 2025.
- What is the difference in lending interest rate between Thailand and United States?
- 0.7%, with Thailand ahead.
- How many years of comparable data are there for Thailand and United States?
- 44 years are reported by both, from 1976 to 2021.
- How do Thailand and United States rank globally for lending interest rate?
- Thailand ranks 140th and United States ranks 142nd of 148 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Lending interest rate (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.