India vs Japan: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
India
97.70 trillion
in 2024
Japan
166.20 trillion
in 2025
India rank
8th
Japan rank
5th
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans over time
- India
- Japan
How they compare
Japan currently reports 166.20 trillion against 97.70 trillion in India, a difference of 68.50 trillion.
That makes Japan's figure about 1.7 times India's.
Across all 21 years both countries report, Japan has been ahead every year.
India ranks 8th and Japan ranks 5th of 134 countries.
Japan has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | India | Japan | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 5.47 trillion | 100.16 trillion | 94.69 trillion | Japan |
| 2010s | 27.85 trillion | 123.86 trillion | 96.01 trillion | Japan |
| 2020s | 71.46 trillion | 150.05 trillion | 78.59 trillion | Japan |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher outstanding loans, commercial banks, of which: household sector loans, India or Japan?
- Japan, at 166.20 trillion against 97.70 trillion in India as of 2025.
- What is the difference in outstanding loans, commercial banks, of which: household sector loans between India and Japan?
- 68.50 trillion, with Japan ahead.
- How many years of comparable data are there for India and Japan?
- 21 years are reported by both, from 2004 to 2024.
- How do India and Japan rank globally for outstanding loans, commercial banks, of which: household sector loans?
- India ranks 8th and Japan ranks 5th of 134 countries.
- Where does this data come from?
- International Monetary Fund, published as Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Gender-disaggregated data on access to and use of financial services.