Japan vs South Korea: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans

Japan
166.20 trillion
in 2025
South Korea
966.10 trillion
in 2024
Japan rank
5th
South Korea rank
2nd

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans over time

  • Japan
  • South Korea
0200.0T400.0T600.0T800.0T1,000.0T200420142025

How they compare

South Korea currently reports 966.10 trillion against 166.20 trillion in Japan, a difference of 799.90 trillion.

That makes South Korea's figure about 5.8 times Japan's.

Across all 21 years both countries report, South Korea has been ahead every year.

Japan ranks 5th and South Korea ranks 2nd of 134 countries.

South Korea has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Japan South Korea Difference Ahead
2000s 100.16 trillion 348.30 trillion 248.14 trillion South Korea
2010s 123.86 trillion 567.80 trillion 443.94 trillion South Korea
2020s 150.05 trillion 908.92 trillion 758.87 trillion South Korea

Averages of every year both report within each decade.

Frequently asked questions

Which has higher outstanding loans, commercial banks, of which: household sector loans, Japan or South Korea?
South Korea, at 966.10 trillion against 166.20 trillion in Japan as of 2024.
What is the difference in outstanding loans, commercial banks, of which: household sector loans between Japan and South Korea?
799.90 trillion, with South Korea ahead.
How many years of comparable data are there for Japan and South Korea?
21 years are reported by both, from 2004 to 2024.
How do Japan and South Korea rank globally for outstanding loans, commercial banks, of which: household sector loans?
Japan ranks 5th and South Korea ranks 2nd of 134 countries.
Where does this data come from?
International Monetary Fund, published as Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Japan vs South Korea: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/compare/outstanding-loans-commercial-banks-of-which-household-sector-loans/japan/korea-rep/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.