Albania vs Papua New Guinea: Risk premium on lending

Albania
3.4%
in 2024
Papua New Guinea
4.1%
in 2024
Albania rank
49th
Papua New Guinea rank
47th

Risk premium on lending over time

  • Albania
  • Papua New Guinea
-50510199420092024

How they compare

Papua New Guinea currently reports 4.1% against 3.4% in Albania, a difference of 0.7%.

That makes Papua New Guinea's figure about 1.2 times Albania's.

The two have swapped places 7 times across 29 shared years of data; in 1994 it was Albania ahead.

Albania ranks 49th and Papua New Guinea ranks 47th of 86 countries.

Albania has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Albania Papua New Guinea Difference Ahead
1990s 5.2% -1.5% 6.7% Albania
2000s 7.6% 3.2% 4.4% Albania
2010s 5.6% 5.5% 0.2% Albania
2020s 4.3% 3.9% 0.4% Albania

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Albania or Papua New Guinea?
Papua New Guinea, at 4.1% against 3.4% in Albania as of 2024.
What is the difference in risk premium on lending between Albania and Papua New Guinea?
0.7%, with Papua New Guinea ahead.
How many years of comparable data are there for Albania and Papua New Guinea?
29 years are reported by both, from 1994 to 2024.
How do Albania and Papua New Guinea rank globally for risk premium on lending?
Albania ranks 49th and Papua New Guinea ranks 47th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Albania vs Papua New Guinea: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/albania/papua-new-guinea/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/albania/papua-new-guinea/">Albania vs Papua New Guinea: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.