Albania vs Thailand: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Albania
- Thailand
How they compare
Thailand currently reports 3.5% against 3.4% in Albania, a difference of 0.1%.
Across all 21 years both countries report, Albania has been ahead every year.
Albania ranks 48th and Thailand ranks 47th of 86 countries.
Albania has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Albania | Thailand | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 7.6% | 2.9% | 4.7% | Albania |
| 2010s | 5.6% | 2.8% | 2.9% | Albania |
| 2020s | 4.3% | 2.5% | 1.8% | Albania |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Albania or Thailand?
- Thailand, at 3.5% against 3.4% in Albania as of 2025.
- What is the difference in risk premium on lending between Albania and Thailand?
- 0.1%, with Thailand ahead.
- How many years of comparable data are there for Albania and Thailand?
- 21 years are reported by both, from 2001 to 2024.
- How do Albania and Thailand rank globally for risk premium on lending?
- Albania ranks 48th and Thailand ranks 47th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.