Albania vs United States: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Albania
- United States
How they compare
Albania currently reports 3.4% against 3.2% in United States, a difference of 0.2%.
That makes Albania's figure about 1.1 times United States's.
The two have swapped places 2 times across 26 shared years of data; in 1994 it was Albania ahead.
Albania ranks 48th and United States ranks 50th of 86 countries.
Albania has averaged higher in every one of the 4 decades both report.
Head to head by decade
| Decade | Albania | United States | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 5.2% | 3.2% | 2.0% | Albania |
| 2000s | 7.6% | 3.3% | 4.3% | Albania |
| 2010s | 5.6% | 3.2% | 2.5% | Albania |
| 2020s | 5.1% | 3.2% | 1.9% | Albania |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Albania or United States?
- Albania, at 3.4% against 3.2% in United States as of 2024.
- What is the difference in risk premium on lending between Albania and United States?
- 0.2%, with Albania ahead.
- How many years of comparable data are there for Albania and United States?
- 26 years are reported by both, from 1994 to 2021.
- How do Albania and United States rank globally for risk premium on lending?
- Albania ranks 48th and United States ranks 50th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.