Algeria vs Armenia: Risk premium on lending
Risk premium on lending over time
- Algeria
- Armenia
How they compare
Armenia currently reports 5.6% against 5.3% in Algeria, a difference of 0.3%.
That makes Armenia's figure about 1.1 times Algeria's.
The two have swapped places 6 times across 25 shared years of data; in 2001 it was Armenia ahead.
Algeria ranks 36th and Armenia ranks 34th of 86 countries.
Across the 3 decades both report, Algeria averaged higher in 1 and Armenia in 2.
Head to head by decade
| Decade | Algeria | Armenia | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 6.5% | 10.1% | 3.6% | Armenia |
| 2010s | 7.0% | 7.2% | 0.2% | Armenia |
| 2020s | 5.1% | 3.6% | 1.5% | Algeria |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Algeria or Armenia?
- Armenia, at 5.6% against 5.3% in Algeria as of 2025.
- What is the difference in risk premium on lending between Algeria and Armenia?
- 0.3%, with Armenia ahead.
- How many years of comparable data are there for Algeria and Armenia?
- 25 years are reported by both, from 2001 to 2025.
- How do Algeria and Armenia rank globally for risk premium on lending?
- Algeria ranks 36th and Armenia ranks 34th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.