Algeria vs Mozambique: Risk premium on lending
Risk premium on lending over time
- Algeria
- Mozambique
How they compare
Algeria currently reports 5.3% against 5.0% in Mozambique, a difference of 0.3%.
That makes Algeria's figure about 1.1 times Mozambique's.
The two have swapped places 9 times across 27 shared years of data; in 1998 it was Mozambique ahead.
Algeria ranks 36th and Mozambique ranks 39th of 86 countries.
Across the 4 decades both report, Algeria averaged higher in 1 and Mozambique in 3.
Head to head by decade
| Decade | Algeria | Mozambique | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 1.8% | 14.9% | 13.2% | Mozambique |
| 2000s | 5.8% | 4.4% | 1.4% | Algeria |
| 2010s | 7.0% | 7.1% | 0.1% | Mozambique |
| 2020s | 5.1% | 5.7% | 0.7% | Mozambique |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Algeria or Mozambique?
- Algeria, at 5.3% against 5.0% in Mozambique as of 2025.
- What is the difference in risk premium on lending between Algeria and Mozambique?
- 0.3%, with Algeria ahead.
- How many years of comparable data are there for Algeria and Mozambique?
- 27 years are reported by both, from 1998 to 2025.
- How do Algeria and Mozambique rank globally for risk premium on lending?
- Algeria ranks 36th and Mozambique ranks 39th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.