Armenia vs Singapore: Risk premium on lending

Armenia
5.6%
in 2025
Singapore
5.1%
in 2013
Armenia rank
34th
Singapore rank
37th

Risk premium on lending over time

  • Armenia
  • Singapore
051015197820012025

How they compare

Armenia currently reports 5.6% against 5.1% in Singapore, a difference of 0.5%.

That makes Armenia's figure about 1.1 times Singapore's.

Across all 13 years both countries report, Armenia has been ahead every year.

Armenia ranks 34th and Singapore ranks 37th of 86 countries.

Armenia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Armenia Singapore Difference Ahead
2000s 10.1% 4.0% 6.1% Armenia
2010s 7.7% 5.1% 2.7% Armenia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Armenia or Singapore?
Armenia, at 5.6% against 5.1% in Singapore as of 2025.
What is the difference in risk premium on lending between Armenia and Singapore?
0.5%, with Armenia ahead.
How many years of comparable data are there for Armenia and Singapore?
13 years are reported by both, from 2001 to 2013.
How do Armenia and Singapore rank globally for risk premium on lending?
Armenia ranks 34th and Singapore ranks 37th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Armenia vs Singapore: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/armenia/singapore/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/armenia/singapore/">Armenia vs Singapore: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.