Australia vs Iceland: Risk premium on lending

Australia
3.4%
in 2013
Iceland
3.1%
in 2025
Australia rank
50th
Iceland rank
52nd

Risk premium on lending over time

  • Australia
  • Iceland
2468199220082025

How they compare

Australia currently reports 3.4% against 3.1% in Iceland, a difference of 0.3%.

That makes Australia's figure about 1.1 times Iceland's.

The two have swapped places 1 time across 13 shared years of data; in 1995 it was Iceland ahead.

Australia ranks 50th and Iceland ranks 52nd of 86 countries.

Across the 3 decades both report, Australia averaged higher in 1 and Iceland in 2.

Head to head by decade

Decade Australia Iceland Difference Ahead
1990s 2.2% 5.2% 2.9% Iceland
2000s 2.1% 6.9% 4.7% Iceland
2010s 3.2% 2.9% 0.3% Australia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Australia or Iceland?
Australia, at 3.4% against 3.1% in Iceland as of 2013.
What is the difference in risk premium on lending between Australia and Iceland?
0.3%, with Australia ahead.
How many years of comparable data are there for Australia and Iceland?
13 years are reported by both, from 1995 to 2013.
How do Australia and Iceland rank globally for risk premium on lending?
Australia ranks 50th and Iceland ranks 52nd of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Australia vs Iceland: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/australia/iceland/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.