Barbados vs Gambia: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Barbados
- Gambia
How they compare
Gambia currently reports 8.3% against 7.5% in Barbados, a difference of 0.8%.
That makes Gambia's figure about 1.1 times Barbados's.
The two have swapped places 3 times across 34 shared years of data; in 1985 it was Barbados ahead.
Barbados ranks 16th and Gambia ranks 13th of 86 countries.
Gambia has averaged higher in every one of the 5 decades both report.
Head to head by decade
| Decade | Barbados | Gambia | Difference | Ahead |
|---|---|---|---|---|
| 1980s | 4.7% | 8.8% | 4.2% | Gambia |
| 1990s | 3.4% | 9.2% | 5.7% | Gambia |
| 2000s | 5.7% | 10.9% | 5.2% | Gambia |
| 2010s | 5.5% | 17.1% | 11.5% | Gambia |
| 2020s | 7.5% | 16.7% | 9.2% | Gambia |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Barbados or Gambia?
- Gambia, at 8.3% against 7.5% in Barbados as of 2025.
- What is the difference in risk premium on lending between Barbados and Gambia?
- 0.8%, with Gambia ahead.
- How many years of comparable data are there for Barbados and Gambia?
- 34 years are reported by both, from 1985 to 2022.
- How do Barbados and Gambia rank globally for risk premium on lending?
- Barbados ranks 16th and Gambia ranks 13th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.