Czechia vs Philippines: Risk premium on lending

Czechia
3.1%
in 2018
Philippines
2.8%
in 2019
Czechia rank
53rd
Philippines rank
56th

Risk premium on lending over time

  • Czechia
  • Philippines
-20246197619972019

How they compare

Czechia currently reports 3.1% against 2.8% in Philippines, a difference of 0.3%.

That makes Czechia's figure about 1.1 times Philippines's.

The two have swapped places 10 times across 25 shared years of data; in 1993 it was Czechia ahead.

Czechia ranks 53rd and Philippines ranks 56th of 86 countries.

Across the 3 decades both report, Czechia averaged higher in 2 and Philippines in 1.

Head to head by decade

Decade Czechia Philippines Difference Ahead
1990s 3.0% 2.4% 0.6% Czechia
2000s 3.1% 3.5% 0.4% Philippines
2010s 4.4% 4.1% 0.3% Czechia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Czechia or Philippines?
Czechia, at 3.1% against 2.8% in Philippines as of 2018.
What is the difference in risk premium on lending between Czechia and Philippines?
0.3%, with Czechia ahead.
How many years of comparable data are there for Czechia and Philippines?
25 years are reported by both, from 1993 to 2018.
How do Czechia and Philippines rank globally for risk premium on lending?
Czechia ranks 53rd and Philippines ranks 56th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Czechia vs Philippines: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/czechia/philippines/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/czechia/philippines/">Czechia vs Philippines: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.